General Liability Insurance
Protect Your Business, Your Investment, And Your Future
No matter how well you maintain your business, the unexpected is something you can never plan for. Commercial general liability coverage is designed to protect you and your business in the event that a claim is made against you for negligence. If you have a shop or office, your general liability insurance will provide premise liability if someone is hurt at your place of business. If you are manufacturing or selling a product, your general liability insurance will include product liability. A split second incident can have major effects on your company’s financial future which is why you should get the peace of mind you deserve with adequate liability coverage.
A general liability policy typically covers:
- Bodily Injury caused by you, your employees, or your product
- Property Damage caused by you, your employees, or your product
- Advertising Injury caused by you
A Business Owner’s Policy or Commercial Package Policy may include general liability coverage; however, you can never have too much protection. Talk to one of our experienced agents about adding an excess liability, or umbrella policy, to your business package to add an extra layer of liability protection and ensure you are adequately covered.
Specialty Businesses Need Specialty Coverage
At Loiselle, we understand that not all businesses are created equal. Your liability needs may be different than the average business. Our agents work to design a business plan that works for you at a cost that meets your bottom line. Whether you own a repair garage and need garage liability, own a medical practice and need malpractice liability, or you provide professional services and need errors and omissions liability, we consult with you on your exact liability insurance needs. You can have confidence knowing your business is covered no matter what the unexpected may bring.
As a small business ourselves, we understand the risks you may face as a business in Rhode Island. Your business is your pride and joy; don’t underestimate the importance of general liability coverage.
With over 70 years of service to the Greater Providence area, Loiselle is committed to providing quality coverage with excellent customer service. Give us a call at 800-603-6434 to learn more about general liability insurance or stop by our Pawtucket, RI office today! We will ALWAYS answer the phone, ALWAYS provide an owner when you need one, and ALWAYS be your insurance advocate. That is our ALWAYS Guarantee.