Homeowners Insurance Rhode Island

Protecting Your Rhode Island Home Sweet Home

Home ownership is a big step in life, and we understand the importance of protecting your investment. With over 70 years in the greater Providence area, the agents at Loiselle are knowledgeable in the coverage you request for your home. Unlike buying from an insurance company directly, our agents live and raise our families in the same neighborhood as you and can better assist you in assessing the insurance needs you face in Rhode Island. We work with over twenty different insurance carriers to find policy options with the rate plan you choose for your home. We also consult with you along the way to discuss any questions or concerns you may have during the process.

A homeowners policy generally covers:

  • The physical structure of your house
  • Personal possessions
  • Additional Living Expenses incurred during a covered claim
  • Liability

You can personalize your homeowners policy by adding:

  • Earthquake coverage
  • Jewelry Theft Floater
  • Fine Arts Rider
  • Water Back Up
  • And more…

Property owners should also consider additional coverage, such as:

  • Flood Insurance
  • Condo Insurance
  • Umbrella Insurance (Excess Liability)

By working with our local experienced agents, they will be able to assess what coverage you request and what options are available for you.  Our goal is to meet and exceed your expectations by providing quality options on protection for your home and family. If you are looking for a family friendly insurance agent that understands your family’s need for affordable Rhode Island homeowners insurance based on information you provide, look no further than Loiselle Insurance Agency.

You Don’t Have to be a Millionaire to be Sued Like One

Umbrella policies are something every homeowner should consider. In the event someone is injured or harmed on your property or is injured in a car accident caused by you, you need to be properly covered in the event of legal action. Without adequate coverage, legal fees, pay-outs, and even garnished wages can add up and put you and your family in financial jeopardy. Umbrella policies are generally inexpensive and can make a world of difference in the event of a large liability claim. If you have any questions about umbrella policy best practices or what one covers, our agents are always available to discuss adding this coverage to your homeowners policy.

Let Loiselle Look After All of Your Personal Insurance

At Loiselle, we also offer bundling discounts and packaging options to give you the freedom to choose an insurance plan that works for you. Our agents are here to talk with you about combining your auto and home policies to save you money! To learn more about home insurance, fill out our free quote form or give our friendly agents a call at 401-723-8510, or visit our Pawtucket, RI office! We will ALWAYS answer the phone, ALWAYS provide an owner when you need one, and ALWAYS be your insurance advocate. That is our ALWAYS Guarantee.