Recent Posts

clock December 1, 2020 comments No Comments flowchart Flood InsuranceOur Blog tag

Flooding isn’t a problem restricted to warmer months. It can occur any time of the year, in any part of the United States, and it is more common and more costly than most people realize. In fact, flooding causes more damage than hurricanes and insurance risk analysts rank it the top natural disaster in the… Read more »

clock November 24, 2020 comments No Comments flowchart Homeowners InsuranceOur Blog tag Liability

A standard Rhode Island homeowners insurance policy may include Medical Payments coverage, more commonly called MedPay. However, like all parts of an insurance policy, it has limits, exclusions and restrictions and often works with other components in the policy to protect you in various ways. What Does It Cover? Basically, MedPay is meant to cover… Read more »

clock November 19, 2020 comments No Comments flowchart Our BlogOur Community tag Holidays

Gov. Gina Raimondo continues to urge people to consider COVID-19 when planning their Thanksgiving. Rising coronavirus cases in Rhode Island are a definite cause for alarm, especially since we’re spending more time indoors due to the colder weather. Luckily, preventing the spread of the virus at Thanksgiving is very similar to what you should be… Read more »

clock November 17, 2020 comments No Comments flowchart Our BlogOur Community tag

Lucky for beer lovers, many of Rhode Island’s breweries are now open for business. Check out a few of these options, but contact them before you visit as hours of operation often vary from what you’ll see posted online, in flyers, and on the door. BRISTOL Twelve Guns Brewing 549 Metacom Ave. This taproom features… Read more »

clock November 12, 2020 comments No Comments flowchart Our BlogOur Community tag

COVID-19 has had a significant impact on small businesses, especially in the retail and restaurant industries. According to the National Restaurant Association through the U.S. Chamber of Commerce, 71% of full service restaurant owners don’t expect sales to return to normal within the next six months. Almost half don’t expect to survive unless business improves…. Read more »

clock November 10, 2020 comments No Comments flowchart Automobile InsuranceOur Blog tag

Auto insurance coverage isn’t always the easiest to decipher and that unfortunately often leads to misinformation. Here are a number of auto insurance myths that you should be aware of. Myth #1 Red Cars Cost More to Insure Nope – sorry this isn’t true. If you think about this logically, a red car would probably… Read more »

clock comments No Comments flowchart Our BlogOur Community tag Holidays

Like all other events in 2020, Veteran’s Day will be different. Nonetheless, it is still vitally important that we recognize how much we respect and appreciate the service of our veterans. Here are just a few ways you can celebrate a safe Veteran’s Day this year. Partner with a Veteran Service Organization Veteran service organizations… Read more »

clock November 5, 2020 comments No Comments flowchart Homeowners InsuranceOur Blog tag LiabilitySafety

Natural disasters are unpredictable, but you can familiarize yourself with the most common events in your area and prepare. Follow these tips and you’ll be more able to cope if the unexpected becomes a reality. Conduct a Home Inventory Do an inventory of the things you own inside and outside your home. Remember, your home… Read more »

clock November 3, 2020 comments No Comments flowchart Our BlogOur Community tag

Don’t let the pandemic stop you from partaking in this Rhode Island favorite. You’ll have fewer orchards to choose from as they had a small crop this season and many have already closed. However some are still open until the apples are gone, but with COVID-19 restrictions. Check their website through the link before you… Read more »

clock October 29, 2020 comments No Comments flowchart Business InsuranceOur BlogWorkers Compensation tag Liability

Providing work from home options has been a necessity since the pandemic shook up the business world. However, this working model also presents many potential liabilities business owners need to understand. In some cases these risks may not be covered by your current business insurance and you may also assume more responsibilities. Let’s review how… Read more »