RI has the second highest population density in the United States. RI also has many different road conditions to deal with. Because RI is one of the founding States, most towns and roads were planned before automobiles became popular. It should be no surprise then that RI can be a difficult place to drive. With many of its workers employed out of State in Massachusetts, the driving difficulty can be compounded. Hence, drivers should be cautious when obtaining RI auto insurance coverage to make sure they have enough coverage.
As a driver in the State, medical payments coverage can be used for you and your passengers if you are in an accident which is your fault. This supplemental coverage may significantly decrease out of pocket expenses you can incur for your injuries in an accident. You might also consider collision and comprehensive insurance in case of damage to your own vehicle.
Uninsured motorist coverage is often overlooked by drivers. This important coverage can protect you with insurance from an uninsured motorist injuring you in an accident. These days, it’s quite possible that the number of uninsured motorists on the road is on the rise due to the effects of the financial crisis. Having enough coverage in your RI auto insurance may remedy this to some degree. Contact our agents for more information on auto coverage.