Automobile Insurance

clock September 22, 2020 comments No Comments flowchart Automobile InsuranceOur Blog tag Saving Money

Pay-as-you-go, or telematics-based, auto insurance allows drivers to link their premiums to their driving patterns. Initially, this usage-based insurance based premiums on miles driven. Today, telematics software is very sophisticated and rewards safe driving behaviors. Miles driven have far less of an influence. How Does It Work? The idea is simple. The driver buys a… Read more »

clock September 8, 2020 comments No Comments flowchart Automobile InsuranceOur Blog tag Safety

A Rhode Island drivers permit can be issued to young Rhode Island residents who complete a 33 hour driver education course. However, drivers education teaches basic skills and a new driver’s first couple of years out on the road are their most dangerous. Luckily, there are also many things you can do to help your… Read more »

clock August 25, 2020 comments No Comments flowchart Automobile InsuranceHomeowners InsuranceOur Blog tag coronavirusLiability

Rhode Island colleges are planning to re-open in the fall, but a recent rise in COVID-19 cases has caused Governor Gina Raimondo to reduce the number of people permitted in gatherings to 15 and she has extended Phase 3. While everyone is moving along with preparations, Raimondo has made it clear that health officials have… Read more »

clock July 16, 2020 comments No Comments flowchart Automobile InsuranceOur Blog tag Saving Money

Many drivers wonder how insurance companies calculate their Rhode Island auto insurance rates. That’s not surprising considering they can vary greatly between individuals and companies. Even though each company uses their own algorithm, most all of them rely on the following factors in some form. Location Insurers base insurance rates on the location of the… Read more »

clock June 2, 2020 comments No Comments flowchart Automobile InsuranceOur Blog tag

The coronavirus lockdown has led to far less driving. While this is easier on the pocketbook, it isn’t necessarily easier on your vehicle unless you take certain precautions. Follow these tips to keep your vehicle in great shape, even when it’s sitting most of the time. Check for Critters You’d be surprised how quickly animals… Read more »

clock May 19, 2020 comments No Comments flowchart Automobile InsuranceHomeowners InsuranceOur Blog tag Health

The coronavirus has impacted all aspects of our lives, including our personal insurance. Here are a few ways COVID-19 may affect you, what you can expect, and how Loiselle Insurance Agency can help you overcome these challenges. Car Insurance Relief Staying at home means you’re driving much less. Luckily, you can probably receive some sort… Read more »

clock February 25, 2020 comments No Comments flowchart Automobile InsuranceHomeowners InsuranceOur BlogRenters Insurance tag LiabilitySafety

No one wants to dwell on the worst things that can happen. It’s better to expect the best, but plan for the worst. Here are just a few of the ways insurance can protect you from events you might not expect. Remember, every policy differs so it is  important to understand your coverage and policy… Read more »

clock February 20, 2020 comments No Comments flowchart Automobile InsuranceHomeowners InsuranceOur BlogRecreational InsuranceRenters InsuranceUmbrella Insurance tag Saving Money

Many people use different insurance companies for each need. For instance, they might buy their auto and home insurance from two different companies, because they liked the initial price. They may also automatically renew without considering whether they’re getting the best coverage for the price and whether the insurance they’re paying for actually meets their… Read more »

clock February 13, 2020 comments No Comments flowchart Automobile InsuranceHomeowners InsuranceOur Blog tag Holidays

Valentine’s Day often includes buying your loved one a special, valuable gift. Traditionally, it is jewelry, but it might even be a piece of fine art or maybe even a vehicle (lucky them!). However, one often overlooked consideration is whether your gift is covered under your existing insurance coverage. Here’s what you need to know… Read more »