Automobile Insurance

With so many options available, how do you know if you’re getting the right insurance coverage at the best possible price? These five common sense insurance tips can help simplify the buying process and help you feel confident that you’re getting the best deal possible. Don’t Go It Alone Insurance products are meant to address… Read more »

As the calendar flips over, it is time for a new start. Most of us will be quite happy to say goodbye to this stressful year, particularly since it has affected almost everyone’s finances. Not surprisingly, finances are at the top of list for New Year’s resolutions this year. Here are some of the most… Read more »

All auto insurance companies offer Underinsured Motorist and Uninsured Motorists coverage for bodily injury when they write a policy. However, drivers that choose state minimums can opt out of these insurance options. What does that mean for other drivers? Unfortunately, it can leave them quite vulnerable. State minimums offer woefully inadequate coverage and an accident… Read more »

Insurance is something many of us automatically renew without considering whether we need to change our coverage. If you haven’t done an insurance review in a while, it’s a good time to start a new annual habit. Here are five powerful reasons to take a few minutes for an insurance review this year. Unintentional Insurance… Read more »

Auto insurance coverage isn’t always the easiest to decipher and that unfortunately often leads to misinformation. Here are a number of auto insurance myths that you should be aware of. Myth #1 Red Cars Cost More to Insure Nope – sorry this isn’t true. If you think about this logically, a red car would probably… Read more »

Pay-as-you-go, or telematics-based, auto insurance allows drivers to link their premiums to their driving patterns. Initially, this usage-based insurance based premiums on miles driven. Today, telematics software is very sophisticated and rewards safe driving behaviors. Miles driven have far less of an influence. How Does It Work? The idea is simple. The driver buys a… Read more »

A Rhode Island drivers permit can be issued to young Rhode Island residents who complete a 33 hour driver education course. However, drivers education teaches basic skills and a new driver’s first couple of years out on the road are their most dangerous. Luckily, there are also many things you can do to help your… Read more »

Rhode Island colleges are planning to re-open in the fall, but a recent rise in COVID-19 cases has caused Governor Gina Raimondo to reduce the number of people permitted in gatherings to 15 and she has extended Phase 3. While everyone is moving along with preparations, Raimondo has made it clear that health officials have… Read more »

Many drivers wonder how insurance companies calculate their Rhode Island auto insurance rates. That’s not surprising considering they can vary greatly between individuals and companies. Even though each company uses their own algorithm, most all of them rely on the following factors in some form. Location Insurers base insurance rates on the location of the… Read more »

The coronavirus lockdown has led to far less driving. While this is easier on the pocketbook, it isn’t necessarily easier on your vehicle unless you take certain precautions. Follow these tips to keep your vehicle in great shape, even when it’s sitting most of the time. Check for Critters You’d be surprised how quickly animals… Read more »