Commercial Property Insurance

Having the right Rhode Island business insurance policies in place is important for every business, regardless of industry. An unprotected business is susceptible to lawsuits, significant damage, business interruption, or even organizational collapse.  Here are 5 insurance policies every RI business needs to ensure their business minimizes risk and thrives for years to come. Commercial… Read more »

Apparently, earthquakes don’t only happen in California! If you live in eastern Connecticut, chances are that you felt the earth shake over the last two days. That’s because scientists recorded 4 small earthquakes in the area since early Monday morning. If you live in Rhode Island or Massachusetts, you’re not too far away, and small… Read more »

Homeowners RI Insurance Explained It is quite common for an insurance company to inspect a property right before or shortly after issuing a policy or while processing a claim. Why do homeowners RI Insurance companies inspect homes, rental properties, and commercial buildings? Insurance companies have several reasons for conducting inspections, and all are for your benefit…. Read more »

No, we aren’t referring to a three-ring binder! In the “insurance world”, a binder is temporary proof of insurance, typically used for a short period of time while a policy is pending issuance or a change to a policy is being processed. While a binder is usually a piece of paper, binders can also be… Read more »

You live in New England and YES, you expect cold weather, a few snow storms, and maybe a single ice storm each winter but this year’s Polar Vortex has caused New Englanders to fret over the weather much more than usual.  The continuous days of arctic temperatures poses many challenges and one of the most prevalent… Read more »

If you own a property that you plan on renting out, there are some things you may want to do before your new tenants move in. You want your tenants to move into a home that you would live in yourself. The best thing you can do is to clean the house first to reveal… Read more »

Protect Your Home with Hurricane Insurance Hurricanes are one of the most destructive storms that occur. If you live in a region that routinely faces the threat of hurricanes, you know how scary they can be. There are steps you can take to help protect your home from an impending storm. But, when damages do… Read more »

Deciding which insurance to get can be about as enjoyable as filing your taxes. How do you figure out which faceless insurance company will really care enough about your unique situation to make sure you receive the appropriate coverage and service at the right cost? An independent insurance agent can do more than read the… Read more »

It’s common knowledge that if you own a home, you most likely need homeowners insurance to protect your investment and belongings. But if you rent a home or apartment, there’s a misconception that you don’t need similar insurance protection. This is far from the truth. Renters insurance protects you from damage or loss of your… Read more »