Flood Insurance

Does My Homeowners Insurance Cover Hurricanes? In case you didn’t know, it’s hurricane season, which officially runs from June 1st through November 30th. The good news about hurricanes is that they tend to come and go rather quickly. The bad news is that the destruction can sometimes be devastating. Because of that, this is the… Read more »

Wind, Rain, Hail, OH MY!  Does my home insurance cover hurricanes? I have hail damage to my car, now what?  Does my insurance cover a flood in my basement? A severe storm caused widespread power outages so my business was shut down for a week; will my insurance pay for lost business during a power outage? Hurricane… Read more »

It’s April! Of course you know that means you should expect tropical-style rain for the next few weeks, thus arousing the topic of Flood Insurance (and when to start planting your Wisteria). Rhode Island property owners in high hazard flood areas are usually mandated by their mortgage company to purchase flood insurance.  That does not… Read more »

In the midst of your busy everyday life, buying insurance online may seem like the fastest option. However, not dealing with an insurance agent can be a big mistake. Proper insurance coverage is essential for helping you protect what matters most, while settling for any ordinary generic policy could cost you in the future. Finding… Read more »

As we have all become unpleasantly aware over the past few years, Mother Nature sure does pack a punch… whenever and wherever she wants. It seems no area is safe from flooding and excessive wind damage anymore. When it rains, it pours. When it snows, it almost always feels like a blizzard. Are you prepared… Read more »

All homes across America are different.  Some homes are small.  Some are large.  Some have more than one level while others are ranch style.  Some people have a lot of belongings while others opt for a more minimalistic approach.  How you decorate, furnish and live in your home is completely up to you and your… Read more »

Deciding which insurance to get can be about as enjoyable as filing your taxes. How do you figure out which faceless insurance company will really care enough about your unique situation to make sure you receive the appropriate coverage and service at the right cost? An independent insurance agent can do more than read the… Read more »

Regardless of the fact that Mother Earth has refused to get with the program and stop the snow (…)—in the spring, might I add—now is a good time to start considering flood insurance. Preparation for when those unforgiving rains, mudflows, oceanic waters, or melting snow (…) attack your home is crucial. Though many most likely… Read more »

This week is being recognized as National Flood Awareness Week. Since you reside in the Ocean State, it is crucial to be aware of the risks you face when it comes to flooding and the destruction it can cause to your property. By taking the proper safety precautions, you can protect your family from harm…. Read more »

It may have seemed like forever, but the region now has snow on the ground. However, this mixture of rain, sleet, and snow has become more problematic than some thought it would be. Therefore, whether you are driving, walking, or biking, you need to be cautious on and off the road. Also, if you are… Read more »