Homeowners Insurance

clock October 21, 2021 comments No Comments flowchart Homeowners InsuranceOur Blog tag

There may come a time when a property you own may sit vacant. It’s understandable that you might assume your homeowners or condo insurance will provide sufficient protection. However, insurers consider a vacant home riskier since there’s no one on the property. Consequently, most insurance companies exclude coverage for vacant homes. If a pipe springs… Read more »

clock October 19, 2021 comments No Comments flowchart Homeowners InsuranceOur Blog tag

Colder weather should alert you that winter is just around the corner. Prepare your home with our fall home maintenance checklist so you don’t miss important items. Test carbon monoxide and smoke detectors and replace their batteries – the importance of these devices can’t be understated. However, they won’t do you much good if the… Read more »

clock October 7, 2021 comments No Comments flowchart Homeowners InsuranceOur Blog tag LiabilitySafetySaving Money

It’s an exciting time when you decided to renovate or add on to your home or business. However, it is important you choose your general contractor wisely. Otherwise, your excitement can quickly turn into frustration, anger, and disappointment. Luckily, you can greatly increase the chances of a smooth project if you follow these tips for… Read more »

clock September 16, 2021 comments No Comments flowchart Homeowners InsuranceOur Blog tag Safety

Inclement weather often leads to power outages that can last for many days. This can throw a household into turmoil as batteries die, food thaws, and we’re unable to heat or cool our homes. Luckily, generators can reduce losses, improve comfort, and help your household return to normal more easily. Nonetheless, you need to know… Read more »

clock August 5, 2021 comments No Comments flowchart Homeowners InsuranceOur Blog tag LiabilitySafety

Renting a condo or house for a vacation often offers perks such as cooking facilities, more space, and greater freedom to do as you please. However, an important consideration is whether your personal belongings are protected in your vacation rental unit. What happens if something is stolen, damaged, or lost? What if someone visits you… Read more »

clock July 27, 2021 comments No Comments flowchart Homeowners InsuranceOur Blog tag LiabilitySafety

Homeowners may automatically assume that they’re protected from storm damage since they have an insurance policy. However, no single insurance policy protects against every type of loss. Let’s take a look at the definition of storm damage, what a typical Rhode Island homeowners insurance policy usually covers, and when you may need additional coverage. Storm… Read more »

clock June 22, 2021 comments No Comments flowchart Homeowners InsuranceOur Blog tag Safety

According to the Bureau of Justice Statistics, stealing personal property (larceny) is the most common crime in America. Additionally, larceny occurs more often in the summer. The FBI reported over 2,100 property crimes per 100,000 people in 2019 alone. Luckily, you can reduce these odds by following these simple tips. Lock Windows & Doors This… Read more »

clock May 25, 2021 comments No Comments flowchart Automobile InsuranceHomeowners InsuranceOur Blog tag LiabilitySaving Money

You’ve probably heard that you should “shop around” for the best deal on an insurance policy. However, this takes a lot of time. Plus, policies with similar prices and similar names may not offer precisely the same coverage. So how do you compare insurance policies to ensure the best possible price also offers the best… Read more »

clock April 27, 2021 comments No Comments flowchart Business InsuranceHomeowners InsuranceOur Blog tag

Business owners need to get a certificate of insurance (COI) from their insurer. It provides the assurance customers, contractors, and other businesses need before they decide to work with you. So, what is a certificate of insurance and why is it so important?  Let’s take a look. What is a Certificate of Insurance? A certificate… Read more »