Homeowners Insurance

Many people use different insurance companies for each need. For instance, they might buy their auto and home insurance from two different companies, because they liked the initial price. They may also automatically renew without considering whether they’re getting the best coverage for the price and whether the insurance they’re paying for actually meets their… Read more »

Valentine’s Day often includes buying your loved one a special, valuable gift. Traditionally, it is jewelry, but it might even be a piece of fine art or maybe even a vehicle (lucky them!). However, one often overlooked consideration is whether your gift is covered under your existing insurance coverage. Here’s what you need to know… Read more »

You have home, auto, and maybe even watercraft insurance. Why could you possibly need more coverage? The truth is most people don’t understand the limitations of their policies and how a Rhode Island umbrella insurance policy can serve them. What is Umbrella Insurance? Every insurance policy has a maximum liability limit and in some cases… Read more »

It’s not surprising the New Year often includes resolutions. It is a great time to clean the slate and start anew. If you’re set on creating a prosperous, safe 2020, consider these tips. Saving Money Create Meaningful Resolutions Saving more money is one of the top five New Year’s resolutions each year and with good… Read more »

Winter weather can take its toll on your home. Use this handy checklist to keep your house in tip-top shape to prevent expensive repairs. Inspect Basement Do a thorough inspection of the basement for signs of moisture such as staining, mold, or mildew. This may indicate a cracked foundation, poor ventilation, or a high water… Read more »

It’s not surprising the New Year often includes resolutions. It is a great time to clean the slate and start anew. If you’re set on creating a prosperous, safe 2020, consider these tips. Saving Money Create Meaningful Resolutions Saving more money is one of the top five New Year’s resolutions each year and with good… Read more »

Year-end is a great time to review and plan for the future. One of the best ways to do this is through an insurance review. You may wonder why you should bother when you can just renew. Here are a few insurance policies that deserve an annual review and why. Homeowners, Condo, or Renters Insurance… Read more »

Frozen pipes aren’t just an inconvenience. They can cause extensive, expensive water damage to your home or business and they occur far too often. According to the Insurance Information Institute, about 2 out of every 100 policyholders submit a claim for frozen pipe damage. The average cost of a claim is $7,479, but don’t let… Read more »

The holidays often mean trips to visit friends and family. You deserve to enjoy your time away, but you also need to prepare. Follow these handy tips to ensure you have peace of mind during your holiday travels. Review Insurance Coverage If you haven’t done an insurance review with your agent recently, now’s the time…. Read more »

Safety is always a concern, but especially during the holidays. The US Consumer Product Safety Commission statistics show 5 people died in 2018 from problems associated with holiday decorating. Additionally, approximately 200 people end up in the emergency room every day during the three months surrounding the holiday season. Practice Ladder Safety The CPSC reports… Read more »