Homeowners Insurance

With so many options available, how do you know if you’re getting the right insurance coverage at the best possible price? These five common sense insurance tips can help simplify the buying process and help you feel confident that you’re getting the best deal possible. Don’t Go It Alone Insurance products are meant to address… Read more »

As the calendar flips over, it is time for a new start. Most of us will be quite happy to say goodbye to this stressful year, particularly since it has affected almost everyone’s finances. Not surprisingly, finances are at the top of list for New Year’s resolutions this year. Here are some of the most… Read more »

Insurance is something many of us automatically renew without considering whether we need to change our coverage. If you haven’t done an insurance review in a while, it’s a good time to start a new annual habit. Here are five powerful reasons to take a few minutes for an insurance review this year. Unintentional Insurance… Read more »

When winter weather hits it can stress your home in many ways. Unfortunately, many winter specific problems can lead to significant, costly damage. Fortunately, you can prevent many of these common winter issues with some planning and regular home maintenance. Frozen Pipes Water in pipes can freeze when the temperatures drops. It expands and can… Read more »

The pandemic has impacted everything, but it doesn’t mean you can’t celebrate. Many aspects of what you would normally do can still happen. Others will need to be handled a little differently this season. Deck the Halls Put up your decorations and string the lights just as you normally would. You may even want to… Read more »

Everybody thinks they can become the next DIY master but mishandling electrical issues can lead to disaster. With so many extra devices in use during the holidays, homeowners need to special attention to electrical safety. Avoiding these common electrical mistakes can help save your home, your family, and your homeowners insurance premiums! Faulty Lighting or… Read more »

A standard Rhode Island homeowners insurance policy may include Medical Payments coverage, more commonly called MedPay. However, like all parts of an insurance policy, it has limits, exclusions and restrictions and often works with other components in the policy to protect you in various ways. What Does It Cover? Basically, MedPay is meant to cover… Read more »

Natural disasters are unpredictable, but you can familiarize yourself with the most common events in your area and prepare. Follow these tips and you’ll be more able to cope if the unexpected becomes a reality. Conduct a Home Inventory Do an inventory of the things you own inside and outside your home. Remember, your home… Read more »

With temperatures falling it’s time to prepare your home for winter. Winter weather can lead to extensive damage if you don’t tick home maintenance items off your list now. These are some of the simplest, most affordable ways to prevent home damage and insurance claims. Assess Lighting It’s getting darker earlier with each passing day… Read more »

Homeowner’s shouldn’t be surprised if their insurance company wants to inspect their home. This may occur if you’re a new customer, if your home hasn’t been inspected in some time, if it’s hard to determine its value, or if you own an older home. A home insurance inspection usually occurs between 30 and 90 days… Read more »