Wind is a part of our life on Rhode Island. Just back in December storm winds reached almost 70 mph which knocked out power to more than 20,000 houses and businesses in our region. Even though we can’t control Mother Nature, we can take steps to protect our homes. Follow these wind preparedness tips to… Read more »
Your roof is designed to protect your home from the elements. However, it won’t last forever and unfortunately it is an area of the home that often receives less attention than it deserves. Here are a few telltale signs that your roof needs some TLC before it causes you major headaches and costs you plenty… Read more »
Most people that live in a townhome or condo belong to a homeowner’s association, or HOA. However, you may also belong to an HOA if you live in a gated community of single-family dwellings. Unfortunately, many homeowners mistakenly believe that their HOA takes care of many of their insurance needs, when they actually don’t. Being… Read more »
According to the Insurance Information Institute, only half of all Baby Boomers and Gen Xers have a home inventory. Even worse, only 37 percent of millennials have recorded what they own. Why You Need a Home Inventory Many people don’t realize how important a home inventory can be if they need to file an insurance… Read more »
With so many options available, how do you know if you’re getting the right insurance coverage at the best possible price? These five common sense insurance tips can help simplify the buying process and help you feel confident that you’re getting the best deal possible. Don’t Go It Alone Insurance products are meant to address… Read more »
As the calendar flips over, it is time for a new start. Most of us will be quite happy to say goodbye to this stressful year, particularly since it has affected almost everyone’s finances. Not surprisingly, finances are at the top of list for New Year’s resolutions this year. Here are some of the most… Read more »
Insurance is something many of us automatically renew without considering whether we need to change our coverage. If you haven’t done an insurance review in a while, it’s a good time to start a new annual habit. Here are five powerful reasons to take a few minutes for an insurance review this year. Unintentional Insurance… Read more »
When winter weather hits it can stress your home in many ways. Unfortunately, many winter specific problems can lead to significant, costly damage. Fortunately, you can prevent many of these common winter issues with some planning and regular home maintenance. Frozen Pipes Water in pipes can freeze when the temperatures drops. It expands and can… Read more »
The pandemic has impacted everything, but it doesn’t mean you can’t celebrate. Many aspects of what you would normally do can still happen. Others will need to be handled a little differently this season. Deck the Halls Put up your decorations and string the lights just as you normally would. You may even want to… Read more »
Everybody thinks they can become the next DIY master but mishandling electrical issues can lead to disaster. With so many extra devices in use during the holidays, homeowners need to special attention to electrical safety. Avoiding these common electrical mistakes can help save your home, your family, and your homeowners insurance premiums! Faulty Lighting or… Read more »