Renters Insurance

Getting married is exciting, but it is also a busy time. Consequently, few people think about their insurance needs when they already have so much on their plate. Nonetheless, once the honeymoon is over you definitely need to review your insurance coverage. Here’s 4 powerful reasons why it is so important. Your Coverage Needs Will… Read more »

As we move from spring towards summer, it’s time for graduation and engagement parties and weddings. These celebrations should be fun and worry-free, but they also increase liability risk. This is especially true if you serve alcohol, particularly in the presence of minors. Understand Social Hosting Law Rhode Island law does not permit underage alcohol… Read more »

Most of us have seen articles and news broadcasts regarding hacks on major corporations. This can make it seem that cybercrime is only a problem in the business world. Unfortunately, nothing could be further from the truth. Households are also ripe targets for cyber criminals. Fewer Protections Regrettably, most households are very vulnerable to cyber… Read more »

Apartment dwellers can find themselves in the dark just as easily as homeowners. As a result, you should at least have a flashlight and batteries on-hand so you can maneuver around your place. You should also have your property manager or landlord’s number and contact information for the power company. However, we suggest you start… Read more »

It is the time for gifting, but have you considered the insurance implications? What would happen if an expensive new gift was stolen, lost, or damaged? Would your insurance cover it? Insure Packages If you’re planning on having a gift delivered, ensure that the seller offers insurance. Otherwise, you may need to buy it yourself…. Read more »

According to Neighborhood Scout, Rhode Islanders have a 1 in 65 chance of becoming a victim of a property crime. Fortunately, your Rhode Island renters insurance can help reimburse you if your belongings are stolen, provided you have sufficient coverage. Understanding Personal Property Coverage Your renters policy includes several sections, including personal property, personal liability,… Read more »

By now most renters realize they need renters insurance, but they still don’t have it. According to the Independent Insurance Adjusters & Brokers of America (IIABA), almost 60 percent of U.S. renters fall into this category. Why? The most common reason cited for a lack of insurance is cost. However, renters insurance policies are typically… Read more »

According to the Insurance Information Institute, only half of all Baby Boomers and Gen Xers have a home inventory. Even worse, only 37 percent of millennials have recorded what they own. Why You Need a Home Inventory Many people don’t realize how important a home inventory can be if they need to file an insurance… Read more »

Insurance is something many of us automatically renew without considering whether we need to change our coverage. If you haven’t done an insurance review in a while, it’s a good time to start a new annual habit. Here are five powerful reasons to take a few minutes for an insurance review this year. Unintentional Insurance… Read more »

No one wants to dwell on the worst things that can happen. It’s better to expect the best, but plan for the worst. Here are just a few of the ways insurance can protect you from events you might not expect. Remember, every policy differs so it is  important to understand your coverage and policy… Read more »