clock October 19, 2021 comments No Comments flowchart Homeowners InsuranceOur Blog tag

Colder weather should alert you that winter is just around the corner. Prepare your home with our fall home maintenance checklist so you don’t miss important items.

  • Test carbon monoxide and smoke detectors and replace their batteries – the importance of these devices can’t be understated. However, they won’t do you much good if the batteries are dead.
    If devices are over five-years old, replace them. Their efficiency diminishes over time.
  • Clear dryer vent and bathroom exhaust vent – vents blocked with lint are a fire hazard, however they are often ignored. According to the National Fire Protection Association, nearly 17,000 home clothes dryer fires are reported each year.
    Since you’ve got the ladder and tools out, you’ll want to clean the bathroom exhaust vent too. A blocked vent can lead to excess moisture issues in an area that is already damp.
  • Vacuum heat vents and registers – just think about how much dust, pollen, and debris can accumulate in heat vents and registers over the year. Whip out your vacuum, suck away the nasties, and breath clean air through the cold winter months.
  • Clear and compost leaves – don’t leave the leaves on your lawn. It can smother the grass and inhibit spring growth. It can also make your lawn more susceptible to mold and critter damage.
  • Cut grass short – cut the grass down to between 1-1/2 and 2-inches. This also prevents mold and promotes new growth in the spring.
  • Dethatch the lawn & fertilize – now that the grass is short, it’s time to let it breath. Rent an aerator if your lawn has an inch or more of thatch. If you haven’t already done it, apply fertilizer now. The morning dew helps deliver the fertilizer and your grass has time to build stamina before winter.
  • Service your chimney, furnace, fireplace, or wood stove – whether you hire a professional or do-it-yourself, you’ll want these clean and functioning at peak efficiency for the winter.
  • Inspect and repair caulking and weatherstripping around windows and doors – check these seals as they are what keeps the cold out and the heat in.
  • Clean gutters and downspouts – rain and melting snow need to travel off the roof away from your home. Clear out leaves and debris and add extra piping if water pools near the house.
  • Get a roof inspection – this is dangerous work, so hire a professional. They know what to look for and will fix minor issues.
  • Insulate outdoor pipes and faucets and winterize sprinkler, pool, and hot tub plumbing – drain the water out of these systems and add anti-freeze, where appropriate.
  • Drain garden hoses– store in a safe place until next season.
  • Cover your A/C condenser unit – there’s no reason to leave it exposed to the elements. You won’t need it again for a while.
  • Clean and cover garden furniture – wipe off dust and debris and secure with quality covers.
  • Winterize gas grill – clean the grill and coat it with cooking oil. Wrap the burner in plastic to keep insects away. Shut off the tank and cover.

Also, don’t forget to check your insurance coverage – you should review your homeowners insurance or condo insurance policy annually. Things change and your coverage should, too. Give us a call today so that we can help ensure that you have the right coverages in place to keep you and your family protected – no matter what season it is.

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