clock June 22, 2021 comments No Comments flowchart Homeowners InsuranceOur Blog tag Safety

According to the Bureau of Justice Statistics, stealing personal property (larceny) is the most common crime in America. Additionally, larceny occurs more often in the summer.

The FBI reported over 2,100 property crimes per 100,000 people in 2019 alone. Luckily, you can reduce these odds by following these simple tips.

Lock Windows & Doors

This may seem obvious, but it’s easy to forget about windows and doors when the weather heats up. Double check everything’s secure before you head to bed or out the door. Don’t forget the garage!

Consider installing contact sensors with alarms. Many new devices offer a smart app or connection to a 24/7 monitoring service.

Protect Valuables

The best place for valuables such as jewelry, cash, or collectables is a safe or safety deposit box. Other expensive items such as a costly electronics, musical instruments, antiques, and artwork should be moved away from windows if you’re going to be away.

Install a Security System

The price of a fully-monitored security system has plummeted, if you are willing to install it yourself. Many devices also offer self-monitoring with real-time alerts and cellphone access if you don’t want a full security system.

Smart systems allow you to create scenes that make it appear you are still at home. Program devices such as lights and televisions to switch on and off at particular times of the day. Smart locks eliminate the worry of lost or stolen keys. Simply reprogram your device from your phone.

Indoor and outdoor cameras are a great deterrent and offer video footage should a thief decide to break in. However, chances are they’ll try an easier mark instead.

Add Motion-Activated Lights

They’re cheap, easy-to-install, and highly-effective. Thieves prefer dark areas so they can go about their business unnoticed.

Install lights on your front and back porch and near structures such as a detached garage, pool house, or shed.

Don’t Advertise Your Absence

You’re going away on a vacation – terrific! You deserve time away from the hustle and bustle. However, now is not the time to advertise your absence on social media.

Social media is all about sharing and unless you’ve totally secured your online privacy settings, chances are people other than your friends could see your posts. Switch off GPS tracking features, don’t tag your location while travelling, and don’t post your holiday photos until you’re safely back home.

Mail & Yardwork Needs Attention

Ask a friend, family member, or neighbor to collect the mail if you’re going to be away. Hire someone to cut your grass and water it if you do not have a sprinkler system. Better yet, hire a house sitter. They can tend to your home and pets and call you if there’s an emergency. Agencies vet them so you don’t have to.

Check Insurance Coverage

When was the last time you reviewed your Rhode Island homeowners insurance policy with your agent? If it has been over a year, give us a call. The value of your home has probably increased and you’ve probably bought new items too. A quick call provides peace of mind and protects protect your home. If you put any of these security measures into place, we may be able to save you some extra cash, too!

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