clock November 2, 2021 comments No Comments flowchart Automobile InsuranceOur Blog tag

Tickets automatically issued from red light and speeding cameras aren’t something most people look forward to. You must pay a fine or go through the hassle of fighting the ticket if you think you’ve been unjustly ticketed.

However, tickets are a much bigger concern when they affect your license or your Rhode Island auto insurance rates. You could end up feeling the effects for years after the event.

So, will these cameras lead to long-term effects on drivers on Rhode Island? Let’s find out.

Tickets from Red Light Cameras

Tickets generated by red light cameras aren’t treated the same as those issued by police officers. Those issued by the police usually involve much steeper fines.

However, tickets issued through red light cameras are treated as non-moving violations. Basically, that means they are on the same level as a broken taillight or an expired registration.

You will be fined (the current fine is $85 on Rhode Island). However, the ticket is not added to your driving record. As a result, red light camera tickets won’t currently affect your insurance rates.

These cameras are only used at intersections and include posted signs to alert drivers now. However, laws can change so it’s best to improve your driving habits. Running red lights greatly increases your chances of a collision with another vehicle or a pedestrian.

Tickets for Speeding Cameras

Speeding tickets issued by police officers can have serious effects, especially if you’re charged with reckless driving. However, when you’re ticketed for speeding by a camera you pay a fine.

The infraction is not added to your driving record. Consequently, it does not affect your insurance rates or your license.

The penalties for speeding are $50 for the first and second offense, and $95 thereafter. These aren’t particularly steep penalties, so drivers may choose to simply pay them instead of taking the time to fight them.

However, drivers should consider how much speeding increases risk. You’ll typically find these cameras in high-traffic areas with lower speed limits such as school zones. As a result, driving too fast can easily harm pedestrians and other drivers, not just you.

Nonetheless, you’re doubling your chances of dying in a crash when you drive 10 mph faster than you should. Drive 20 mph and you’ll quadruple your chances of dying.

According to the NHTSA, speeding is the contributing factor in 26% of all traffic fatalities. Consequently, the NHTSA is constantly pushing for stricter enforcement.

What If I Don’t Pay My Fine?

You will have an opportunity to review the notice of violation sent to you and you can dispute it. However, if you ignore the ticket collection efforts will begin and it will add another 18 percent to your fine.

If you don’t pay in 120 days, the Department of Motor Vehicles in Rhode Island may not renew your driving privileges until you take care of the fine. You’ll also have to pay an additional 25 percent.

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