clock July 11, 2017 comments No Comments flowchart Homeowners InsuranceOur Blog tag entertainmentLiability
kids playing in a sprinkler to keep cool without a pool

We all know that one of the best ways to cool off in the summer is to take a dip in a pool – but with all the added risks, increased insurance costs, and required maintenance – sometimes having a pool just isn’t worth it. Here are some things that you can do beat the heat without a pool.

Play in the Sprinkler

You probably did it when you were a child, but there’s no reason you can’t do it now, too. You can buy many water sprinklers shaped like creatures such as an octopus or snake that spray water from many directions or whip around the yard. Some create water spirals while others spray water in random patterns so you never know where or when you’ll get hit by the cooling streams.

Slip & Slide

The Slip & Slide – easy to set up, UV resistant, and heaps of fun for people of all ages. Just roll it up at the end of the summer and use it again next year.

Have a Water Fight

Toy manufacturers have taken the water fight to new levels. You can buy precision water guns that shoot your opponents from up to 30 feet away, or you can launch water balloons amazing distances. Buy cheap Styrofoam “soakers” from the dollar store, drench them water, and then let the chaos ensue. Ensure there’s a bucket of water handy for quick refills.

Play Tag with a Sponge

Grab a household sponge and soak it with water. Whoever’s touched by the wet sponge has to stand still while the person who tagged them squeezes out the water on their head. Then they’re “it” and they have to chase the others. If you want to make the game more challenging, tell players they can only hit a person on a particular part of the body, like their arms or legs.

Play Water Balloon Piñata

Hang a bunch of water-filled balloons from a tree and blindfold a player. Give them a broom handle and have them try to break them. Offer a prize to the person who breaks the most balloons in one turn.

Have a Water Relay Race

Place a full bucket at one end of the yard and an empty one at the other. Divide players into teams and give them a sponge. Each player dips the sponge in the water bucket, runs to the other end, and squeezes the water out. The team to fill the empty bucket wins. You many need to add water to the first bucket and they’ll definitely lose some along the way!

Make Frozen Treats

It’s easy to become dehydrated when the temperature soars, so why not replenish the body with healthy frozen treats. Store-bought frozen treats are often full of sugar, but you can make your own healthier version in a popsicle mold.

Either make fruitsicles with no-sugar added pure juice or creamy fudgesicles with coconut milk, cocoa, and a healthy sweetener like honey or Stevia.

Freeze Fruit

Place pieces of fruit on wooden skewers and toss them in the freezer on a cookie sheet. Pull out a skewer for a quick, refreshing snack and some healthy vitamins and minerals.

You’ll spend more time outdoors in the summer, so it is especially important you keep everyone safe. Don’t forget the sunscreen, pick up items on the lawn to reduce risk of injury, and ensure you have an adequate Rhode Island homeowner’s insurance policy in place to protect you from financial risk.


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