clock December 30, 2011 comments No Comments flowchart Our Blog tag

Are you searching for a solution to protect your property from accidents? There is no way to prevent the unpredictable, but you can become aware of the dangers that surround your home to be better prepared. In addition, by making improvements to your household, you can watch your home become a safer haven for your family.

According to Fresh Home, once the New Year comes, many homeowners begin their improvement projects. This is an excellent time to consider adding on to your home before the spring, as well as completing indoor projects while the weather is cold. Whatever kind of improvements you have in mind, use these tips to guide you throughout the planning process:

1.) Assess your home: Determine the current state of your home and what ideas you want to implement. Walk through your home and determine what the wish list items are and what the necessity items are.

2.) How long do you plan to be in your home: If you are planning on selling your home this year, your budget for improvements may be different from your neighbor who’s only lived in their home for a year. If you want to get your return on investment (ROI), ensure you upgrade the parts of your home that home buyers are interested in.

3.) Seek out inspiration now: From magazines, to color swatches from your favorite paint store, seek out inspiration now. The more you do ahead of time, the more stress free your project will be.

4.) Know your budget: After the holidays, money is often tight. Instead of getting discouraged, use the first few months of the New Year to plan your project and budget without stress. Often times, delaying the money portion might help you price out materials, labor, and the time it will take to complete the project.

5.) Seek out the proper permits: If you are doing a home improvement project which requires electricity, plumbing, structural, or other trades that may involve permits, seek these out in advance. Hire a professional general contractor or trades person if you are unclear of what permits are required.

6.) Communicate with your partner(s): Have a clear idea of what the project entails with your partners in the beginning. Ensure each person knows their roles, and ask them to choose what they are good at, rather than only assigning duties.

7.) Use safety precautions: Every home improvement project involves a level of safety to ensure your home and yourself do not get hurt. Follow instructions on power tools and seek out tutorials or advice before you start your project.

At Loiselle Insurance Agency, we hope that local residents ring in the New Year safely and with a positive outlook. If you are thinking about making home improvements, remember to also stay protected in case of hazards. Most importantly, even though there is a serious side to renovations, it should also be fun and rewarding. Therefore, stay safe and enjoy your family knowing you are protected by home insurance MA loves!

It may be confusing at first trying to find the right policy. But this is why our experts are here to help you find the policy that will meet all of your specific needs. We will break down the process so you can understand what your package will include and how this will benefit your family. Our policy can safeguard the structure of your home, provide replacement costs if your home is damaged, coverage for personal possessions, and much more. We recognize that every home is unique, which is why we believe that every policy for home insurance in MA should reflect that!