Recent Posts

According to the Insurance Information Institute, only half of all Baby Boomers and Gen Xers have a home inventory. Even worse, only 37 percent of millennials have recorded what they own. Why You Need a Home Inventory Many people don’t realize how important a home inventory can be if they need to file an insurance… Read more »

With so many options available, how do you know if you’re getting the right insurance coverage at the best possible price? These five common sense insurance tips can help simplify the buying process and help you feel confident that you’re getting the best deal possible. Don’t Go It Alone Insurance products are meant to address… Read more »

As the calendar flips over, it is time for a new start. Most of us will be quite happy to say goodbye to this stressful year, particularly since it has affected almost everyone’s finances. Not surprisingly, finances are at the top of list for New Year’s resolutions this year. Here are some of the most… Read more »

All auto insurance companies offer Underinsured Motorist and Uninsured Motorists coverage for bodily injury when they write a policy. However, drivers that choose state minimums can opt out of these insurance options. What does that mean for other drivers? Unfortunately, it can leave them quite vulnerable. State minimums offer woefully inadequate coverage and an accident… Read more »

Insurance is something many of us automatically renew without considering whether we need to change our coverage. If you haven’t done an insurance review in a while, it’s a good time to start a new annual habit. Here are five powerful reasons to take a few minutes for an insurance review this year. Unintentional Insurance… Read more »

Most people will be very happy to see the end of 2020. The pandemic has caused hardship for many Americans and has regrettably sharply increased alcohol consumption, too. According to a study published on Jama Network, overall alcohol consumption increased 14 percent amongst those over age 30 and 19 percent for those between 30 and… Read more »

When winter weather hits it can stress your home in many ways. Unfortunately, many winter specific problems can lead to significant, costly damage. Fortunately, you can prevent many of these common winter issues with some planning and regular home maintenance. Frozen Pipes Water in pipes can freeze when the temperatures drops. It expands and can… Read more »

Fireplaces are wonderful but can be very dangerous if they’re not properly maintained. The Chimney Safety Institute of America (CSIA) recommends an annual inspection to keep your fireplace in tip-top shape. If you haven’t considered a fireplace inspection, it is time you did. Here’s what you can expect, why an inspection is important, and the… Read more »

The pandemic has impacted everything, but it doesn’t mean you can’t celebrate. Many aspects of what you would normally do can still happen. Others will need to be handled a little differently this season. Deck the Halls Put up your decorations and string the lights just as you normally would. You may even want to… Read more »

Everybody thinks they can become the next DIY master but mishandling electrical issues can lead to disaster. With so many extra devices in use during the holidays, homeowners need to special attention to electrical safety. Avoiding these common electrical mistakes can help save your home, your family, and your homeowners insurance premiums! Faulty Lighting or… Read more »