Many drivers wonder how insurance companies calculate their Rhode Island auto insurance rates. That’s not surprising considering they can vary greatly between individuals and companies. Even though each company uses their own algorithm, most all of them rely on the following factors in some form. Location Insurers base insurance rates on the location of the… Read more »
According to the National Fire Protection Association, July is the peak month for grill fires which lead to substantial home damage, injuries, and sometimes deaths. On average, 11,000 house fires occur annually due to grilling mishaps. Luckily, you can enjoy grilling if you follow these simple safety precautions. General Safety Precautions Clean your grill before… Read more »
Now that the weather’s warmer, it’s time to get outside. Luckily, many Rhode Island restaurants are now offering outdoor dining so you can take in the views, enjoy scrumptious food, and socialize safely. Many other restaurants besides these may offer al fresco dining, but call ahead. Things are changing so quickly. You will need a… Read more »
Warmer weather means more boats on the water, but particularly this year as so many people are flocking to their boats for distraction during the pandemic. However, every year those that own boats, jet skis, and other watercraft hit the water without insurance, putting themselves at risk. Let’s look at the details of boat insurance… Read more »
Finances are even tighter than usual for many people at the moment due to the pandemic. You may feel they need to take drastic measures just to keep afloat and insurance may not be high on your list of priorities. Luckily, you have options if you find you can’t pay your insurance at this time…. Read more »
This 4th of July will be much different than in previous years due to COVID-19. Most major events such as fireworks, concerts, and parades have been cancelled or rescheduled as large gatherings aren’t possible. However you can still have fun, while following social distancing rules. It just takes a bit of creativity. Here are a… Read more »
New England is certainly no stranger to bad weather. While we’ve sidestepped major hurricanes for some time, there’s no guarantee we’ll remain safe this season. We always need to prepare. Here are a few things you can do to ensure you and your loved ones have what you need in place to stay safe during… Read more »
Most homeowners understand the importance of proper maintenance to keep their home looking and functioning well for many years. What many don’t know is that property maintenance can also have a direct bearing on their home insurance claims. Policies often stipulate that it is up to you to keep your property in tip-top shape. If… Read more »
Father’s Day this year will be unlike any other, but that doesn’t mean it will be less enjoyable. Here are 7 modified and new ways to celebrate dad during quarantine to stay safe at this time. Share a Meal We have entered Phase 2 and some restaurants have re-opened, but at 50% capacity. However, most… Read more »
Loiselle Insurance Agency has been available to you throughout the pandemic, as our team has been working remotely from the start. As a result, we’re now very proficient at handling your insurance needs via text, email, or telephone. If you choose to interact with us from the safety of your home, you can certainly continue… Read more »