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clock September 8, 2020 comments No Comments flowchart Homeowners InsuranceOur Blog tag Liability

In Rhode Island, Condo insurance isn’t as straightforward as homeowners insurance for many reasons. First and foremost, a condo is within a building with multiple units and requires insurance for your personal space, plus collective insurance on the entire building. In most cases, the owner pays an association fee that covers their portion of the… Read more »

clock comments No Comments flowchart Automobile InsuranceOur Blog tag Safety

A Rhode Island drivers permit can be issued to young Rhode Island residents who complete a 33 hour driver education course. However, drivers education teaches basic skills and a new driver’s first couple of years out on the road are their most dangerous. Luckily, there are also many things you can do to help your… Read more »

clock comments No Comments flowchart Homeowners InsuranceOur Blog tag

Most people assume that their homeowners insurance automatically provides full coverage for their shed and garage. However, all insurance policies differ as do the clauses and terms within them. Let’s take a look at what’s typically covered and when you might need additional coverage. Outbuilding Coverage Your shed, detached garage, deck, fences, and other unattached… Read more »

clock September 1, 2020 comments No Comments flowchart Our BlogRecreational Insurance tag LiabilitySafetysave money

Don’t base insurance decisions solely on whether insurance is mandated or not. Your “need” for camper insurance should be based on what you’ve invested and what you could potentially lose. Saving a few bucks now could lead to substantial financial loss and potentially affect your future, too. Vehicle Types The word “camper” is used to… Read more »

clock August 27, 2020 comments No Comments flowchart Homeowners InsuranceOur Blog tag

Most homeowners want to upgrade their home sooner or later. However, many fail to consider the impact renovations could have on their insurance. The National Association of Insurance Commissioners (NAIC) recommends an insurance review whenever you’re considering or have done significant work to your home. Here’s why. Renovations Affect Home Value Renovations usually increase your… Read more »

clock August 25, 2020 comments No Comments flowchart Automobile InsuranceHomeowners InsuranceOur Blog tag coronavirusLiability

Rhode Island colleges are planning to re-open in the fall, but a recent rise in COVID-19 cases has caused Governor Gina Raimondo to reduce the number of people permitted in gatherings to 15 and she has extended Phase 3. While everyone is moving along with preparations, Raimondo has made it clear that health officials have… Read more »

clock August 20, 2020 comments No Comments flowchart Business InsuranceOur Blog tag coronavirus

The pandemic has changed the world and how we do business. Although it has created many negative effects, it has also provided business with some valuable lessons. Here are five we should all learn from to create a more resilient, flexible business as we move forward. Business Continuity Plans Are Vital Most business owners think… Read more »