Recent Posts

Halloween conjures up visions of ghosts, goblins, and jack-o-lanterns, but usually not insurance claims. However, Halloween increases risk of vehicular and property damage. According to data from the Highway Loss Data Institute personal vehicles are almost twice as likely to be vandalized on Halloween compared to an average day. Additionally, a report from Travelers insurance… Read more »

Halloween is just around the corner, so it’s time to check out some spooky attractions. Luckily, New England offers some great haunted houses to scare people of all ages. Check out a few closest to your home. Connecticut Trail of Terror 60 North Plains Highway Wallingford, CT Wander the trails until 11pm Fridays and Saturdays… Read more »

Good insurance coverage identifies and mitigates risk. However, over-insuring can cause many problems, besides paying too much. Here are just a few of the issues that can occur if you have “too much” insurance and how you can avoid it. Life Insurance Life insurance should provide your family with a source of income in the… Read more »

It’s easy to post an ad and advertise yours home for rent, but is it worth it? Certainly, cash in-hand is a big attraction. But did you know that you’ll need specific insurance for your rental property and there’s much more involved than a standard homeowners insurance policy? Here’s what you need to know about… Read more »

This year Fire Prevention Week runs October 6th through 12th. Luckily, we’ve improved in some areas, but we still have a long way to go in others. The U.S. Fire Administration reports that the number of fires has dropped by 6.2% since 2008, but fires have led to more deaths and substantially higher financial losses…. Read more »

The importance of maintaining the chimney in your home can’t be stressed enough. A US Consumer Product Safety Commission report on residential structure fires found about 21,200 fires occur annually as a result of fireplaces, chimneys or chimney systems. These fires cause deaths and injuries and an estimated $93.6 million in property loss each year…. Read more »

As the weather cools, many homeowners crave the warmth of a fire pit in their yard. They’re readily available, but here are a few considerations before you decide to put a fire pit in your yard. Portable Fire Pits Today, you can buy stylish portable fire pits in a variety of metals and finishes. Renters… Read more »

Fall is here and that means plenty of fresh, delicious apples. With so many orchards, it can be hard to choose. Here are some of Rhode Island’s favorite apple picking spots, but there’s so many we couldn’t possibly include them all here. Try one, or try them all, but enjoy! Cranston Pippin Orchard This orchard… Read more »

In August, our Casual Fridays benefitted Adoption RI. We raised $100 and the company matched it for a total donation of $200. Our staff member Christina DeRita suggested the cause as her cousin Alex DeRita works for Adoption RI. Both understand how vital the work is for Rhode Island’s children and anxious and hopeful prospective… Read more »

According to FEMA, “everyone lives in a flood zone–it’s just a question of whether you live in a low, moderate, or high risk area.” According to Floodsmart.gov, more than 20 percent of flood claims come from properties outside high-risk flood zones. So what are flood ones and why do they matter? Flood Zone Definition Flood… Read more »