Small Business Saturday is on November 27th this year. Instead of shopping at big box retail and e-commerce stores, we encourage you to patronize local, brick and mortar businesses. Buying from a small, local business offers many benefits, especially when it comes to protecting your valuable assets. If you need insurance, consider these points before… Read more »
Most drivers are responsible and buy auto insurance. However, according to the Insurance Information Institute, 16.5 percent of drivers in Rhode Island are uninsured. That’s the 11th highest in the nation. Our rate is also much higher than the countrywide rate of 12.6 percent. This is particularly alarming since we’re such as small state. Luckily,… Read more »
Tickets automatically issued from red light and speeding cameras aren’t something most people look forward to. You must pay a fine or go through the hassle of fighting the ticket if you think you’ve been unjustly ticketed. However, tickets are a much bigger concern when they affect your license or your Rhode Island auto insurance… Read more »
It’s time to put away the summer toys, but first you need to care for them. Follow these tips for wintering your boat, RV, or motorcycle. They’ll be in great shape for the return of the warm weather. Winterizing Your Boat If you have a motorized boat, you’ll need to replace the engine oil. Old… Read more »
Before the hammers start to swing, you should consider your insurance coverage. Your homeowners insurance policy may protect you during renovations, but in some cases it may fall short. For instance, your policy may exclude coverage if you decide to do the project yourself. Even if you are using contractors, here are a few reasons… Read more »
There may come a time when a property you own may sit vacant. It’s understandable that you might assume your homeowners or condo insurance will provide sufficient protection. However, insurers consider a vacant home riskier since there’s no one on the property. Consequently, most insurance companies exclude coverage for vacant homes. If a pipe springs… Read more »
Colder weather should alert you that winter is just around the corner. Prepare your home with our fall home maintenance checklist so you don’t miss important items. Test carbon monoxide and smoke detectors and replace their batteries – the importance of these devices can’t be understated. However, they won’t do you much good if the… Read more »
It’s an exciting time when you decided to renovate or add on to your home or business. However, it is important you choose your general contractor wisely. Otherwise, your excitement can quickly turn into frustration, anger, and disappointment. Luckily, you can greatly increase the chances of a smooth project if you follow these tips for… Read more »
Loiselle Insurance Agency’s star of the month is Rosalynn Davila. She has the honor of displaying the Star of the Month on her desk throughout the month of September. She also received a $50 Visa gift card Rosalynn is our commercial insurance account manager, so you may not know her if you have you only… Read more »
Vehicle theft is a very real problem in Rhode Island. In 2019 alone, 1,358 vehicles were stolen on Rhode Island. However, this isn’t the only threat Rhode Islanders face. Catalytic converters are also being stolen at an alarming rate in areas such as Westerly. Considering it can cost over $2,000 to repair your vehicle, it… Read more »