Recent Posts

clock November 23, 2021 comments No Comments flowchart Our BlogOur Community tag Holidays

Small Business Saturday is on November 27th this year. Instead of shopping at big box retail and e-commerce stores, we encourage you to patronize local, brick and mortar businesses. Buying from a small, local business offers many benefits, especially when it comes to protecting your valuable assets. If you need insurance, consider these points before… Read more »

clock November 4, 2021 comments No Comments flowchart Automobile InsuranceOur Blog tag Liability

Most drivers are responsible and buy auto insurance. However, according to the Insurance Information Institute, 16.5 percent of drivers in Rhode Island are uninsured. That’s the 11th highest in the nation. Our rate is also much higher than the countrywide rate of 12.6 percent. This is particularly alarming since we’re such as small state. Luckily,… Read more »

clock November 2, 2021 comments No Comments flowchart Automobile InsuranceOur Blog tag

Tickets automatically issued from red light and speeding cameras aren’t something most people look forward to. You must pay a fine or go through the hassle of fighting the ticket if you think you’ve been unjustly ticketed. However, tickets are a much bigger concern when they affect your license or your Rhode Island auto insurance… Read more »

clock October 26, 2021 comments No Comments flowchart Homeowners InsuranceOur Blog tag Liability

Before the hammers start to swing, you should consider your insurance coverage. Your homeowners insurance policy  may protect you during renovations, but in some cases it may fall short. For instance, your policy may exclude coverage if you decide to do the project yourself. Even if you are using contractors, here are a few reasons… Read more »

clock October 21, 2021 comments No Comments flowchart Homeowners InsuranceOur Blog tag

There may come a time when a property you own may sit vacant. It’s understandable that you might assume your homeowners or condo insurance will provide sufficient protection. However, insurers consider a vacant home riskier since there’s no one on the property. Consequently, most insurance companies exclude coverage for vacant homes. If a pipe springs… Read more »

clock October 19, 2021 comments No Comments flowchart Homeowners InsuranceOur Blog tag

Colder weather should alert you that winter is just around the corner. Prepare your home with our fall home maintenance checklist so you don’t miss important items. Test carbon monoxide and smoke detectors and replace their batteries – the importance of these devices can’t be understated. However, they won’t do you much good if the… Read more »

clock October 7, 2021 comments No Comments flowchart Homeowners InsuranceOur Blog tag LiabilitySafetySaving Money

It’s an exciting time when you decided to renovate or add on to your home or business. However, it is important you choose your general contractor wisely. Otherwise, your excitement can quickly turn into frustration, anger, and disappointment. Luckily, you can greatly increase the chances of a smooth project if you follow these tips for… Read more »

clock October 6, 2021 comments No Comments flowchart Awards & PressOur Blog tag

Loiselle Insurance Agency’s star of the month is Rosalynn Davila. She has the honor of displaying the Star of the Month on her desk throughout the month of September. She also received a $50 Visa gift card Rosalynn is our commercial insurance account manager, so you may not know her if you have you only… Read more »

clock September 21, 2021 comments No Comments flowchart Automobile InsuranceOur Blog tag

Vehicle theft is a very real problem in Rhode Island. In 2019 alone, 1,358 vehicles were stolen on Rhode Island. However, this isn’t the only threat Rhode Islanders face. Catalytic converters are also being stolen at an alarming rate in areas such as Westerly. Considering it can cost over $2,000 to repair your vehicle, it… Read more »