Recent Posts

Insurance is something many of us automatically renew without considering whether we need to change our coverage. If you haven’t done an insurance review in a while, it’s a good time to start a new annual habit. Here are five powerful reasons to take a few minutes for an insurance review this year. Unintentional Insurance… Read more »

Most people will be very happy to see the end of 2020. The pandemic has caused hardship for many Americans and has regrettably sharply increased alcohol consumption, too. According to a study published on Jama Network, overall alcohol consumption increased 14 percent amongst those over age 30 and 19 percent for those between 30 and… Read more »

When winter weather hits it can stress your home in many ways. Unfortunately, many winter specific problems can lead to significant, costly damage. Fortunately, you can prevent many of these common winter issues with some planning and regular home maintenance. Frozen Pipes Water in pipes can freeze when the temperatures drops. It expands and can… Read more »

Fireplaces are wonderful but can be very dangerous if they’re not properly maintained. The Chimney Safety Institute of America (CSIA) recommends an annual inspection to keep your fireplace in tip-top shape. If you haven’t considered a fireplace inspection, it is time you did. Here’s what you can expect, why an inspection is important, and the… Read more »

The pandemic has impacted everything, but it doesn’t mean you can’t celebrate. Many aspects of what you would normally do can still happen. Others will need to be handled a little differently this season. Deck the Halls Put up your decorations and string the lights just as you normally would. You may even want to… Read more »

Everybody thinks they can become the next DIY master but mishandling electrical issues can lead to disaster. With so many extra devices in use during the holidays, homeowners need to special attention to electrical safety. Avoiding these common electrical mistakes can help save your home, your family, and your homeowners insurance premiums! Faulty Lighting or… Read more »

Luckily, viewing Christmas light displays is still something we can all safely enjoy this holiday season. Here’s a list of some of the best attractions you can enjoy at a distance. Bradford Sullivan Family Lights: 11 Laudone Drive After 15 years, the Sullivan family has Christmas down pat. This year you’ll see thousands of lights,… Read more »

Flooding isn’t a problem restricted to warmer months. It can occur any time of the year, in any part of the United States, and it is more common and more costly than most people realize. In fact, flooding causes more damage than hurricanes and insurance risk analysts rank it the top natural disaster in the… Read more »

A standard Rhode Island homeowners insurance policy may include Medical Payments coverage, more commonly called MedPay. However, like all parts of an insurance policy, it has limits, exclusions and restrictions and often works with other components in the policy to protect you in various ways. What Does It Cover? Basically, MedPay is meant to cover… Read more »

Gov. Gina Raimondo continues to urge people to consider COVID-19 when planning their Thanksgiving. Rising coronavirus cases in Rhode Island are a definite cause for alarm, especially since we’re spending more time indoors due to the colder weather. Luckily, preventing the spread of the virus at Thanksgiving is very similar to what you should be… Read more »