The weekend is here! Are you planning to have guests come stay with you? Or Mother’s Day is around the corner, are you dreading you’re out of town mother-in-law’s annual stay with you (just kidding, we all love our MILs)? When you have guests over, you want them to have a good time and feel comfortable in your home. You may purchase their favorite foods and set up the guest room with your best linens to make their stay as enjoyable as it could be. You may have recorded their favorite shows on the DVR and made a lovely calendar of events for the duration of their stay. But what happens if something were to go wrong when your friends are visiting? What if your guest is injured while walking down the stairs or gets food poisoning from the gourmet meal you prepared?
No one wants to think of these things happening, but it is important to have a plan in case they do. You will want to know that you have taken all the preventative measures possible to ensure your guest’s stay is a positive one. One of those measures is checking on your homeowner’s or renter’s insurance policy to make sure you have coverage for all those things that could go wrong.
Of course, relying solely on your insurance to cover incidents after the fact is not enough. Stopping those accidents before they happen would be much better for everyone involved. Before your friends arrive, give your home a safety “once over” to make sure there are no accidents waiting to happen. If there are children coming, make sure your home is welcoming for them without being dangerous. Talk with your guests to make sure they are not allergic to something you are planning to include on your menu. Make repairs to anything in your home that could be a potentially cause an accident. Then sit back and wait for your guests to arrive. We hope you have the best visit with your loved ones yet!