clock March 2, 2021 comments No Comments flowchart Family & Home CareHomeowners InsuranceOur Blog tag
a roof showing clear signs that it needs to be replaced

Your roof is designed to protect your home from the elements. However, it won’t last forever and unfortunately it is an area of the home that often receives less attention than it deserves.

Here are a few telltale signs that your roof needs some TLC before it causes you major headaches and costs you plenty of money.

Daylight in the Attic

If you have access to your home’s attic, that is the best place to start. Check for any signs of light entering the space. If you spot daylight, you may already have active leaks or other damage in the area.

This can lead to ice dams in the winter as warm air pours into the attic space from the lower heated living spaces and of course it will also lead to higher energy bills as you heat the entire neighborhood, instead of just your home!

Missing or Cracked Shingles

Missing and cracked shingles are usually signs of wind damage. If you are lucky and only a few shingles have been affected in a small area you may be able to repair it.

However, random damage across the roof is usually a good indication that you need a new roof before damage increases. The wind will continue to tug at weak shingles which could lead to a catastrophe.

Buckled or Curled Shingles

Shingles are laid flat on the roof in layers to keep moisture out. However, sun, wind, hail, and rain can damage shingles over time.

If you spot shingles that are either higher at the edges or in the middle than they should be, it’s time to take a closer look. Hire a roofing inspector with the right equipment to look at your roof.

Alternatively, carefully climb a ladder on a warm day. Bend the shingle and if it breaks or cracks, it’s probably time to replace your roof.

Bald Shingles & Loose Granules

Have you noticed granules near your downspouts or in the gutters? This means the shingles are deteriorating and they are probably due for replacement.

You may also see bald spots on the shingles if you look carefully. This can lead to water penetration, breakage, and shingle loss, especially during storms.

Sagging Roof

If you notice sagging in areas such as the valleys of the roof, it is a good indication that water or snow has collected there which has led to roof damage. Water has probably leached under the shingles and softened structural timbers.

Moisture is very insidious and can travel from the attic, towards ceilings and walls, and even as far as the foundation. Left unattended the problem can definitely worsen and lead to roof collapse. However, in most cases it is just a matter of replacing affected timbers and the roof.

You are legally responsible for regular home maintenance, including regular roof inspections. If you spot a problem, take care of it as soon as possible and retain your paperwork. It could come in handy should you ever need to file an insurance claim to prove you’ve done your due diligence. In addition to safety concerns, ignoring home maintenance issues can cause your homeowners insurance provider to non-renew your coverage. If you have questions about your homeowners insurance policy, contact our team, today.

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