Liability

clock January 14, 2021 comments No Comments flowchart Automobile InsuranceHomeowners InsuranceOur BlogUmbrella Insurance tag Liabilitysave money

With so many options available, how do you know if you’re getting the right insurance coverage at the best possible price? These five common sense insurance tips can help simplify the buying process and help you feel confident that you’re getting the best deal possible. Don’t Go It Alone Insurance products are meant to address… Read more »

clock January 12, 2021 comments No Comments flowchart Automobile InsuranceHomeowners InsuranceOur Blog tag HolidaysLiabilitySaving Money

As the calendar flips over, it is time for a new start. Most of us will be quite happy to say goodbye to this stressful year, particularly since it has affected almost everyone’s finances. Not surprisingly, finances are at the top of list for New Year’s resolutions this year. Here are some of the most… Read more »

clock December 31, 2020 comments No Comments flowchart Automobile InsuranceOur Blog tag Liability

All auto insurance companies offer Underinsured Motorist and Uninsured Motorists coverage for bodily injury when they write a policy. However, drivers that choose state minimums can opt out of these insurance options. What does that mean for other drivers? Unfortunately, it can leave them quite vulnerable. State minimums offer woefully inadequate coverage and an accident… Read more »

Insurance is something many of us automatically renew without considering whether we need to change our coverage. If you haven’t done an insurance review in a while, it’s a good time to start a new annual habit. Here are five powerful reasons to take a few minutes for an insurance review this year. Unintentional Insurance… Read more »

clock November 24, 2020 comments No Comments flowchart Homeowners InsuranceOur Blog tag Liability

A standard Rhode Island homeowners insurance policy may include Medical Payments coverage, more commonly called MedPay. However, like all parts of an insurance policy, it has limits, exclusions and restrictions and often works with other components in the policy to protect you in various ways. What Does It Cover? Basically, MedPay is meant to cover… Read more »

clock November 5, 2020 comments No Comments flowchart Homeowners InsuranceOur Blog tag LiabilitySafety

Natural disasters are unpredictable, but you can familiarize yourself with the most common events in your area and prepare. Follow these tips and you’ll be more able to cope if the unexpected becomes a reality. Conduct a Home Inventory Do an inventory of the things you own inside and outside your home. Remember, your home… Read more »

clock October 29, 2020 comments No Comments flowchart Business InsuranceOur BlogWorkers Compensation tag Liability

Providing work from home options has been a necessity since the pandemic shook up the business world. However, this working model also presents many potential liabilities business owners need to understand. In some cases these risks may not be covered by your current business insurance and you may also assume more responsibilities. Let’s review how… Read more »

clock October 22, 2020 comments No Comments flowchart Our BlogRecreational Insurance tag Liability

When fall comes many boaters think it is the ideal time to save a few dollars by canceling their boat insurance. However, you may want to consider the following factors before you decide. There’s much more at stake than you might realize. Your Lender Might Require It Most people finance their boat purchase, because it’s… Read more »

clock September 8, 2020 comments No Comments flowchart Homeowners InsuranceOur Blog tag Liability

In Rhode Island, Condo insurance isn’t as straightforward as homeowners insurance for many reasons. First and foremost, a condo is within a building with multiple units and requires insurance for your personal space, plus collective insurance on the entire building. In most cases, the owner pays an association fee that covers their portion of the… Read more »

clock September 1, 2020 comments No Comments flowchart Our BlogRecreational Insurance tag LiabilitySafetysave money

Don’t base insurance decisions solely on whether insurance is mandated or not. Your “need” for camper insurance should be based on what you’ve invested and what you could potentially lose. Saving a few bucks now could lead to substantial financial loss and potentially affect your future, too. Vehicle Types The word “camper” is used to… Read more »