Liability

clock October 7, 2021 comments No Comments flowchart Homeowners InsuranceOur Blog tag LiabilitySafetySaving Money

It’s an exciting time when you decided to renovate or add on to your home or business. However, it is important you choose your general contractor wisely. Otherwise, your excitement can quickly turn into frustration, anger, and disappointment. Luckily, you can greatly increase the chances of a smooth project if you follow these tips for… Read more »

clock August 5, 2021 comments No Comments flowchart Homeowners InsuranceOur Blog tag LiabilitySafety

Renting a condo or house for a vacation often offers perks such as cooking facilities, more space, and greater freedom to do as you please. However, an important consideration is whether your personal belongings are protected in your vacation rental unit. What happens if something is stolen, damaged, or lost? What if someone visits you… Read more »

clock July 29, 2021 comments No Comments flowchart Automobile InsuranceOur Blog tag Liability

Your friend wants to borrow your vehicle and you agree. You have auto insurance on the vehicle and assume your friend is covered, too. Unfortunately, your friend gets into a serious accident that causes significant damage to both vehicles and injures the other driver. Now the question is whether your car insurance pay for these… Read more »

clock July 27, 2021 comments No Comments flowchart Homeowners InsuranceOur Blog tag LiabilitySafety

Homeowners may automatically assume that they’re protected from storm damage since they have an insurance policy. However, no single insurance policy protects against every type of loss. Let’s take a look at the definition of storm damage, what a typical Rhode Island homeowners insurance policy usually covers, and when you may need additional coverage. Storm… Read more »

clock July 15, 2021 comments No Comments flowchart Automobile InsuranceOur Blog tag LiabilitySafety

When the weather heats up, it’s time to head out on the open road. This often means hauling a trailer, boat, or recreational vehicle to your favorite getaway spot. Towing involves a unique set of challenges. Check out these tips to ensure you arrive at your destination safely. Don’t Exceed Towing Capacity Check your owner’s… Read more »

clock June 8, 2021 comments No Comments flowchart Business InsuranceOur Blog tag Liability

Small business owners often think that a simple business owner’s policy offers enough protection. However, a single insurance policy can’t address all risks. Here are just a few critical and often overlooked small business coverages your company may need. Cyber Insurance According to NetDiligence’s Cyber Claims Study 2020, 96 percent of all cyber-related claims were… Read more »

clock June 3, 2021 comments No Comments flowchart Automobile InsuranceOur Blog tag LiabilitySaving Money

Insuring your car in your own name for the first time is an exciting moment. However, it also means that you’ll no longer be under your parent’s policy which has many implications. Here are 7 things you should know before you decide on an auto insurance policy. Young Drivers are Considered Riskier Unfortunately, even if… Read more »

clock May 25, 2021 comments No Comments flowchart Automobile InsuranceHomeowners InsuranceOur Blog tag LiabilitySaving Money

You’ve probably heard that you should “shop around” for the best deal on an insurance policy. However, this takes a lot of time. Plus, policies with similar prices and similar names may not offer precisely the same coverage. So how do you compare insurance policies to ensure the best possible price also offers the best… Read more »

clock May 20, 2021 comments No Comments flowchart Automobile InsuranceMotorcycle InsuranceOur Blog tag LiabilitySafety

Since the weather has warmed up, it’s time to break out the motorcycles, boats, and RVs! It’s time for some fun, but it is also important that you enjoy these big toys responsibly. Besides operating them safely, you must also carry adequate insurance. Otherwise, you’re jeopardizing your costly big toys and possibly your financial future…. Read more »