Everybody thinks they can become the next DIY master but mishandling electrical issues can lead to disaster. With so many extra devices in use during the holidays, homeowners need to special attention to electrical safety. Avoiding these common electrical mistakes can help save your home, your family, and your homeowners insurance premiums! Faulty Lighting or… Read more »
Natural disasters are unpredictable, but you can familiarize yourself with the most common events in your area and prepare. Follow these tips and you’ll be more able to cope if the unexpected becomes a reality. Conduct a Home Inventory Do an inventory of the things you own inside and outside your home. Remember, your home… Read more »
Homeowner’s shouldn’t be surprised if their insurance company wants to inspect their home. This may occur if you’re a new customer, if your home hasn’t been inspected in some time, if it’s hard to determine its value, or if you own an older home. A home insurance inspection usually occurs between 30 and 90 days… Read more »
A Rhode Island drivers permit can be issued to young Rhode Island residents who complete a 33 hour driver education course. However, drivers education teaches basic skills and a new driver’s first couple of years out on the road are their most dangerous. Luckily, there are also many things you can do to help your… Read more »
Don’t base insurance decisions solely on whether insurance is mandated or not. Your “need” for camper insurance should be based on what you’ve invested and what you could potentially lose. Saving a few bucks now could lead to substantial financial loss and potentially affect your future, too. Vehicle Types The word “camper” is used to… Read more »
Despite everything that is going on this year, we can still enjoy the beach if we take the proper precautions. Follow these guidelines, stay safe, and enjoy. Check Beach Before You Go Sometimes Rhode Island authorities close beaches to swimmers for various reasons such as issues with water quality. Check the Department of Health’s beach… Read more »
According to the National Fire Protection Association, July is the peak month for grill fires which lead to substantial home damage, injuries, and sometimes deaths. On average, 11,000 house fires occur annually due to grilling mishaps. Luckily, you can enjoy grilling if you follow these simple safety precautions. General Safety Precautions Clean your grill before… Read more »
Now that the weather’s warmer, it’s time to get outside. Luckily, many Rhode Island restaurants are now offering outdoor dining so you can take in the views, enjoy scrumptious food, and socialize safely. Many other restaurants besides these may offer al fresco dining, but call ahead. Things are changing so quickly. You will need a… Read more »
Warmer weather means more boats on the water, but particularly this year as so many people are flocking to their boats for distraction during the pandemic. However, every year those that own boats, jet skis, and other watercraft hit the water without insurance, putting themselves at risk. Let’s look at the details of boat insurance… Read more »
New England is certainly no stranger to bad weather. While we’ve sidestepped major hurricanes for some time, there’s no guarantee we’ll remain safe this season. We always need to prepare. Here are a few things you can do to ensure you and your loved ones have what you need in place to stay safe during… Read more »