Homeowners may automatically assume that they’re protected from storm damage since they have an insurance policy. However, no single insurance policy protects against every type of loss. Let’s take a look at the definition of storm damage, what a typical Rhode Island homeowners insurance policy usually covers, and when you may need additional coverage. Storm… Read more »
When the weather heats up, it’s time to head out on the open road. This often means hauling a trailer, boat, or recreational vehicle to your favorite getaway spot. Towing involves a unique set of challenges. Check out these tips to ensure you arrive at your destination safely. Don’t Exceed Towing Capacity Check your owner’s… Read more »
According to the Bureau of Justice Statistics, stealing personal property (larceny) is the most common crime in America. Additionally, larceny occurs more often in the summer. The FBI reported over 2,100 property crimes per 100,000 people in 2019 alone. Luckily, you can reduce these odds by following these simple tips. Lock Windows & Doors This… Read more »
Since the weather has warmed up, it’s time to break out the motorcycles, boats, and RVs! It’s time for some fun, but it is also important that you enjoy these big toys responsibly. Besides operating them safely, you must also carry adequate insurance. Otherwise, you’re jeopardizing your costly big toys and possibly your financial future…. Read more »
Getting in an accident is very upsetting, but what do you do when the other person drives away? You may be tempted to follow the fleeing driver to confront them, but that’s one of the worst things that you could do. Here’s what you should do, instead. Stay at the Scene of the Accident It’s… Read more »
Wind is a part of our life on Rhode Island. Just back in December storm winds reached almost 70 mph which knocked out power to more than 20,000 houses and businesses in our region. Even though we can’t control Mother Nature, we can take steps to protect our homes. Follow these wind preparedness tips to… Read more »
Spring is in the air and you’re itching to get your motorcycle back on the road. Before you do, follow these recommendations to ensure it is tip-top shape for the year. Perform Thorough Visual Inspection If you store your bike outside, you may have unwanted critters in your air intake or exhaust systems. Dirt and… Read more »
Everybody thinks they can become the next DIY master but mishandling electrical issues can lead to disaster. With so many extra devices in use during the holidays, homeowners need to special attention to electrical safety. Avoiding these common electrical mistakes can help save your home, your family, and your homeowners insurance premiums! Faulty Lighting or… Read more »
Natural disasters are unpredictable, but you can familiarize yourself with the most common events in your area and prepare. Follow these tips and you’ll be more able to cope if the unexpected becomes a reality. Conduct a Home Inventory Do an inventory of the things you own inside and outside your home. Remember, your home… Read more »
Homeowner’s shouldn’t be surprised if their insurance company wants to inspect their home. This may occur if you’re a new customer, if your home hasn’t been inspected in some time, if it’s hard to determine its value, or if you own an older home. A home insurance inspection usually occurs between 30 and 90 days… Read more »