Homeowners insurance costs aren’t normally the initial driver when someone decides to install surveillance cameras on their property. They’re more interested in protecting their home, belongings, and loved ones. Nonetheless, adding security features to your home can have an added benefit. Some insurers offer up to 20% off your annual premiums if you beef up… Read more »
Repairing or replacing auto glass is more expensive than you might think. Plus, it’s often something you can’t ignore due to state vehicle safety inspection requirements. For example, Rhode Island drivers can’t ignore cracks that allow the glass to move or that damage the safety seal inside the glass layers. They must also attend to… Read more »
New Year’s Eve will soon be here and we want you a safe and celebratory evening. Follow these helpful tips and your night should go off without a worry. Plan Your Ride Accidents are more frequent during the holidays, so it is important you plan your transportation wisely. Plan ahead and if you want to… Read more »
Power surges can occur through a lightning strike or sudden changes in electrical loads inside or outside your home. No matter the cause, they can damage or destroy electronics or appliances instantly. One zap could take out your media center, computers, refrigerator, stove, and washer and dryer. Without proper insurance coverage it would cost a… Read more »
Keeping trees healthy makes your home attractive. However, unattended trees can become a safety and liability issue that you’ll want to avoid. Here are a few tips for keeping your trees in tip-top shape and what safety, insurance, and liability factors you should consider. Include Trees in Your Maintenance Schedule You probably clean the gutters… Read more »
Thanksgiving is a treasured tradition. However, it is also the most likely time for a home cooking fire. According to the National Fire Protection Association’s 2020 Home Cooking Fires report, a Thanksgiving Day fire is 250 percent more likely than any other day. Cooking fires are dangerous and costly. The average claim per fire is… Read more »
It’s an exciting time when you decided to renovate or add on to your home or business. However, it is important you choose your general contractor wisely. Otherwise, your excitement can quickly turn into frustration, anger, and disappointment. Luckily, you can greatly increase the chances of a smooth project if you follow these tips for… Read more »
Inclement weather often leads to power outages that can last for many days. This can throw a household into turmoil as batteries die, food thaws, and we’re unable to heat or cool our homes. Luckily, generators can reduce losses, improve comfort, and help your household return to normal more easily. Nonetheless, you need to know… Read more »
Renting a condo or house for a vacation often offers perks such as cooking facilities, more space, and greater freedom to do as you please. However, an important consideration is whether your personal belongings are protected in your vacation rental unit. What happens if something is stolen, damaged, or lost? What if someone visits you… Read more »
Homeowners may automatically assume that they’re protected from storm damage since they have an insurance policy. However, no single insurance policy protects against every type of loss. Let’s take a look at the definition of storm damage, what a typical Rhode Island homeowners insurance policy usually covers, and when you may need additional coverage. Storm… Read more »