After an accident, you may be worried about your car and how you will pay for the damages. Will my car insurance cover it all? Will it be totaled? How will I get to work? If I can’t work, how will I pay the bills? … It’s a never ending cycle of thoughts. If you… Read more »
Having an employee out on workers comp sometimes makes you want to reevaluate the safety conditions at your workplace. Have you been doing all you can to keep a safe environment for your employees? How did that accident happen? Was it just human nature or was it something that could have been avoided? It might… Read more »
Kids all across Rhode Island are starting up their fall sports seasons which means we parents will be spending a lot of time on the field as well. Watching our children play sports can be exhilarating and wonderful as long as they don’t get hurt out there. It’s hard to watch your child get hurt… Read more »
Fire safety…it tells children not to play with matches, keeps us safe from injury, and prevents our houses from turning into a neighborhood s’mores campground. In 2011 alone nationwide, there were approximately 1,389,500 fires the outcomes of which were 3,005 fatalities, 17,500 injuries, and roughly $11,659,000,000.00 in property damages. This was the equivalent of a… Read more »
Being well prepared in advance for the possibility of hurricane occurrence in Rhode Island should help enable you to reduce your risk of damage and loss. It should also help to more adequately keep you and your family safe and reduce injury-risk. Tips for this include: •Get adequate hurricane and home insurance coverage to enable… Read more »
According to the Insurance Institute for Highway Safety (IIHS), all states including RI have enacted laws that define the alcohol-related driving-impairment level as having a blood alcohol count (BAC) of 0.08% or higher. This is because research indicates that the risk of fatal crash rises substantially at this BAC level. Since these laws have been… Read more »
Cellphones, especially with today’s technology and apps, are constantly causing temptation. They are constantly in the hands of teenagers throughout the day. Although cellphones and their infinite number of apps have made our lives more convenient, they also put us in danger at times. The danger is texting while driving. How can we prevent our… Read more »
Rhode Island is filled with beautiful seaside, panoramic views and excellent road trip destinations. Use these RI road trip ideas for a great road trip around the state, and don’t forget to take details of your auto insurance with you in case you’re stopped along the way. Destinations Providence is the capital city and the… Read more »
As a homeowner, one way to reduce the need for homeowners insurance claims is to take action to reduce your risk of property damage. A proven, effective way to reduce the risk of fire damage is through installing fire sprinklers in your home. According to the National Fire Protection Association (NFPA), 2006-2010 data indicates that… Read more »
Auto theft & your RI auto insurance An auto theft or break-in can be a stressful experience. You may lose valuable personal belongings, or lose the car itself. While your RI auto insurance could provide you with some financial compensation in eligible situations, taking reasonable measures to reduce the risk of an auto-burglary might help… Read more »