Saving Money

clock May 10, 2022 comments No Comments flowchart Homeowners InsuranceOur Blog tag SafetySaving Money

Homeowners insurance costs aren’t normally the initial driver when someone decides to install surveillance cameras on their property. They’re more interested in protecting their home, belongings, and loved ones. Nonetheless, adding security features to your home can have an added benefit. Some insurers offer up to 20% off your annual premiums if you beef up… Read more »

clock December 9, 2021 comments No Comments flowchart Automobile InsuranceOur Blog tag Saving Money

Standard auto insurance policies base your premiums on your personal driving profile. Your profile includes factors such as the type of vehicle you drive, your driving record, where you live, your age, gender, marital status, and how often and where you drive. However, these factors ignore daily performance. For instance, you could be a young… Read more »

clock October 7, 2021 comments No Comments flowchart Homeowners InsuranceOur Blog tag LiabilitySafetySaving Money

It’s an exciting time when you decided to renovate or add on to your home or business. However, it is important you choose your general contractor wisely. Otherwise, your excitement can quickly turn into frustration, anger, and disappointment. Luckily, you can greatly increase the chances of a smooth project if you follow these tips for… Read more »

clock June 3, 2021 comments No Comments flowchart Automobile InsuranceOur Blog tag LiabilitySaving Money

Insuring your car in your own name for the first time is an exciting moment. However, it also means that you’ll no longer be under your parent’s policy which has many implications. Here are 7 things you should know before you decide on an auto insurance policy. Young Drivers are Considered Riskier Unfortunately, even if… Read more »

clock May 25, 2021 comments No Comments flowchart Automobile InsuranceHomeowners InsuranceOur Blog tag LiabilitySaving Money

You’ve probably heard that you should “shop around” for the best deal on an insurance policy. However, this takes a lot of time. Plus, policies with similar prices and similar names may not offer precisely the same coverage. So how do you compare insurance policies to ensure the best possible price also offers the best… Read more »

clock January 12, 2021 comments No Comments flowchart Automobile InsuranceHomeowners InsuranceOur Blog tag HolidaysLiabilitySaving Money

As the calendar flips over, it is time for a new start. Most of us will be quite happy to say goodbye to this stressful year, particularly since it has affected almost everyone’s finances. Not surprisingly, finances are at the top of list for New Year’s resolutions this year. Here are some of the most… Read more »

Insurance is something many of us automatically renew without considering whether we need to change our coverage. If you haven’t done an insurance review in a while, it’s a good time to start a new annual habit. Here are five powerful reasons to take a few minutes for an insurance review this year. Unintentional Insurance… Read more »

clock September 22, 2020 comments No Comments flowchart Automobile InsuranceOur Blog tag Saving Money

Pay-as-you-go, or telematics-based, auto insurance allows drivers to link their premiums to their driving patterns. Initially, this usage-based insurance based premiums on miles driven. Today, telematics software is very sophisticated and rewards safe driving behaviors. Miles driven have far less of an influence. How Does It Work? The idea is simple. The driver buys a… Read more »

clock July 16, 2020 comments No Comments flowchart Automobile InsuranceOur Blog tag Saving Money

Many drivers wonder how insurance companies calculate their Rhode Island auto insurance rates. That’s not surprising considering they can vary greatly between individuals and companies. Even though each company uses their own algorithm, most all of them rely on the following factors in some form. Location Insurers base insurance rates on the location of the… Read more »