Weather

Now that the weather is getting warmer, it’s time to welcome in spring. Here are 7 things you can do to get your home ready for this very welcome season after a long, cold winter. Preparation 1: Clean the Gutters Grab a ladder, a pair of gloves, a scoop, and a trash bag. Carefully scale… Read more »

Power surges can occur through a lightning strike or sudden changes in electrical loads inside or outside your home. No matter the cause, they can damage or destroy electronics or appliances instantly. One zap could take out your media center, computers, refrigerator, stove, and washer and dryer. Without proper insurance coverage it would cost a… Read more »

If you live in Rhode Island, almost every year at least one or two storms make their way up the Atlantic coast. Many residents felt the impact of Hurricane Sandy in 2012 and scientists also suggest we can expect more intense storms during hurricane season, because of rising ocean temperatures. Consequently, it is more important… Read more »

Even though you can’t necessarily escape the wrath of a hurricane, you can certainly prepare for the worst. Here are some of the best ways to prepare for the hurricane season. Create A Home Inventory Most people do not have a record of the property they own, and hurricane survivors say that’s a big mistake…. Read more »

We’re right in the middle of hurricane season and many people assume that their Rhode Island homeowner’s insurance will cover all damages caused by a hurricane, but that’s not the case. What Do Most Rhode Island Homeowner’s Policies Cover? Typically, in Rhode Island, homeowner’s insurance policies cover wind damage such as a tree falling on… Read more »

You can’t control the weather, but you can make wise decisions to protect your home from flooding. To better understand your risk, start by looking at the FEMA Flood map, but don’t stop there. Floods occur in all 50 states, and not just in high-risk zones. Talk to longstanding neighbors and ask them if they… Read more »

With winter here, ice dams can be a major problem for homeowners. Here are a few things that you can do to prevent them. What is an Ice Dam? An ice dam is a continuous piece of ice that forms along the edges of your roof. It doesn’t present a problem while frozen, but when… Read more »

Flood insurance used to be a type of coverage that most people in low-risk areas thought was simply “nice to have.” However, the chances of flooding are much greater than they once were, making it something that every homeowner should consider. According to a senior scientist at the U.S. National Center for Atmospheric Research, climate… Read more »

Getting stranded while traveling during the cold Rhode Island winter months may be more than irritating; it can be very dangerous. Slippery, snowy roads can mean a friend or tow truck can’t get to you when you need help. You need supplies in your vehicle in case of an emergency. Here are some of the… Read more »

Winter is fast approaching and with it comes slippery roads, decreased visibility and hidden dangers. It makes sense to prepare your car for cold weather and icy roads by following these simple tips. Address Performance Issues If your car stalls, has less power than it should, or coughs and chugs down the road in mild… Read more »