clock August 28, 2012 comments No Comments flowchart Automobile InsuranceFamily & Home CareMotorcycle InsuranceOur Blog tag HealthSafety

According to the Insurance Institute for Highway Safety (IIHS), all states including RI have enacted laws that define the alcohol-related driving-impairment level as having a blood alcohol count (BAC) of 0.08% or higher. This is because research indicates that the risk of fatal crash rises substantially at this BAC level.

Since these laws have been enacted, the IIHS states that there has been a substantial reduction in alcohol-related road deaths, but unfortunately they still occur, and it’s considered that around 7,000 to 9,000 deaths a year could be prevented if drivers had BACs below 0.08.

As a driver in RI, insurance provides financial protection when you are out driving, but it can only give you some compensation after events have occurred. Safety is the number one priority on the roads, far above schedules or getting to an appointment on time, important as these things are.

For this reason if you have had a few drinks and you are not sure of your BAC, don’t take the chance. Ask someone else to drive you, or call a cab. In addition if you think a colleague or friend might be over the BAC limit, offer a lift or ask if he/she wants to share in a cab ride.

Driving over the BAC limit not only increases your risk of harm, it also might reflect badly on your driving record and cost you extra on your auto insurance premiums. Don’t take the risk – it’s just not worth it.